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Monthly Archive for January, 2007

Key man life insurance, or as it is more politically correctly known, key person life insurance can mean the difference between long term success or failure of your company, your family, and your dream.
What is keyman life insurance? First let’s talk about just who and what I mean when I say key man or key [...]

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Low Cost Family Health Insurance

Money is required to pay for care for a prolonged illness, a major injury, or even for curing a genetic disorder. To pay for the treatments, a person needs to be financially stable. If people are poor, they cannot afford to pay for the medical expenses. For this purpose getting a health insurance is very [...]

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Do You Really Need Renters Property Insurance?

If a person is renting a house, an apartment or a condominium unit, the renters property insurance will cover the losses sustained by his or her personal property. The landlord’s policy, also called the commercial property insurance, covers only the physical dwelling or the house itself. It does not insure all the contents of the [...]

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Isn’t It Time For You To Get Better Car Insurance Rates?

So many people today are having a little difficulty finding the resources for their financial obligations. Besides having credit debt, there may also be limited income. One of the ways that you can cut some corners for greater savings is to reduce your monthly car insurance costs. Oftentimes there are some extras that you may [...]

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Insurance Brokerage Firms

Insurance brokerage firms play a key role in business development of both life insurance and general insurance companies. On one hand, they act as intermediary between insurer and client, helping to assess the client’s business and risk profile, and accordingly suggesting appropriate coverage. On the other hand, they also act to convince the insurer to [...]

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Sleeping With Your Car Keys

You may laugh at the title of this article but in fact this is a very serious issue.
“Vamoose” burglaries (whereby a burglar breaks into your house and grabs your car keys) are on the increase. Many of us retire to bed in the evening blissfully unaware of how easy we could be making the [...]

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Houston Home Service Protection Plan Information

Texas home warranty programs are available with a variety of options. Many builders offer a home warranty with the purchase of a new home. These programs will typically have a variety of coverage’s for the homes structure, plumbing, electrical, foundation, and possibly appliances.
Home warranty programs for already constructed homes usually don’t include the homes structure [...]

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1. Failing to Market Your Business Effectively
This one is self-evident…or so we thought. The reality is 90-95% of all Insurance agents with whom we speak aren’t marketing at the level they can or should be, or just plain aren’t marketing at all! Many agents are in a comfort mode where they [...]

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The Difference Between Copay and Coinsurance

The insurance field can be quite confusing. This goes doubly-so for the medical insurance field, so it is best to really have a grasp on the terms used by insurance companies so we can all speak the same language.
Unfortunately, they don’t make it easy. For example, they use the terms ‘coinsurance’ and ‘copay’ very often. [...]

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Primary healthcare
Canada’s primary healthcare system provides services to individuals, families and communities. It also involves a proactive approach to preventing health problems and ensuring better management and follow-up once a health problem has occurred.
These services are publicly funded from general tax revenues without direct charges to the patient.
A patient may be referred for specialised care [...]

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